Business financing referrals · Independent retailers

Explore funding for the stock behind your next retail season.

Stock, fixtures and checkout equipment have to be paid for on different schedules. Outline what the shop needs to buy and when those purchases are expected to become sales.

Illustration of independent retailers and their working space
Illustration of independent retailers equipment and workspace
Illustration of independent retailers equipment and workspace

Independent retailers · funding preparation

Connect the purchase to its deadline

A stocked shelf is not yet a customer receipt. Keep slow-moving stock, markdowns and normal operating bills visible when comparing a financing offer with the buying plan.

A little preparation

Organize the details behind your plans

Separate confirmed supplier quotes from estimates before describing the planned spending.

  • 01Your spending goal, amount required and due date
  • 02The length of your trading history and revenue range
  • 03Your industry and company details with an estimated credit band
  • 04Owner contact details with a phone you can access

How referrals work

Preparing and sending your request

01

Requested amount

Choose the funding amount and use that describe the actual business need.

02

Trading details

Supply the business history, revenue range and other profile information needed for the request.

03

Contact review

Read the sharing and communications consent before checking your number by SMS and submitting the form.

Business spending

Connect the request to a business cost

01

Seasonal inventory

A seasonal range often arrives before its main selling period. Use past sell-through and supplier deadlines to define the order rather than relying only on the available discount.

02

Store improvements

Shelving, display units and lighting can be changed during quieter trading periods. Include installation and the cost of keeping merchandise secure while work takes place.

03

Point-of-sale equipment

Terminals, scanners and stock-control tools may involve setup and monthly service charges. Separate the initial hardware expense from ongoing processing or software costs.

Our service explained

Information about applying through us

How does sharing information support a referral?

After submission, we may sell your application and contact information to no more than five funding partners. Their referral payment to us does not require a successful funding outcome, and there is no charge from us for applying.

Are approvals guaranteed?

Submitting business details does not reserve funds or guarantee approval. The funding provider controls its eligibility review and any proposed amount, price or conditions.

Is there a fixed decision time?

Your urgency helps describe the business situation but does not create a guaranteed response time. Each partner determines the review steps it requires.

Why is a mobile number part of the request?

The application asks you to review contact consent as well as verify your mobile access. Check the Terms and Privacy Policy before deciding to submit.

Share your next business purchase

Bring your business plans to the application

The application is the next step for sharing a specific funding need with referral partners.